Real estate offices may be having a difficult time finding healthcare benefits that fit within their budgets. Since some small real estate offices have limited capital, the cost of traditional group health insurance is a significant challenge. In addition, the office may not have enough employees to meet the minimum participation requirements. Nonetheless, healthcare benefits are an important part of recruiting and retaining the realtors, brokers, and office managers. While many real estate offices are tempted to forgo health insurance, this leaves the employees at risk of incurring large medical bills in the case of an accident or expensive medical procedure.

A more ideal solution is for small real estate offices to send their employees to the individual health insurance market. The office can still help their employees with their individual health insurance costs while remaining within the confines of their budget. Here’s why employer-funded individual health insurance is an ideal solution for small real estate offices.

Special Enrollment Period: March 15 - April 30  



Special Enrollment Period: March 15 - April 30
 

Ben,

The Health Insurance Marketplace is providing individuals and families who owe the fee when they file their 2014 taxes with one last chance to get covered for 2015.

The Special Enrollment Period begins today, March 15 and ends on April 30. During this time, you'll have the opportunity to enroll in health coverage for 2015 if you owe the fee.



Important: The fee for people who don’t have coverage increases in 2015. If you don’t have health coverage for 2015, the fee is $325 per person or 2% of your household income – whichever is higher.

We hope you take advantage of this extended opportunity to get quality coverage this year. 

The HealthCare.gov Team

P.S. If you already have 2015 coverage or you want to stop receiving messages about this Special Enrollment Period, click here.

DO YOU OWE THE FEE FOR NOT HAVING COVERAGE IN 2014? YOU MAY STILL BE ABLE TO ENROLL IN 2015 COVERAGE IF:

• You didn't know until after Open Enrollment ended on February 15, 2015 that the health care law required you and your household to have health coverage, or you didn’t understand how the requirement would impact you and your household
  
  
• You owe the fee for not having coverage in 2014
  
  
• You aren’t already enrolled in 2015 coverage through the Health Insurance Marketplace
  
  

If all of these apply to you, you can enroll in a 2015 plan between March 15 and April 30, 2015. Select the button below to apply for coverage with this Special Enrollment Period.