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Different parts of Medicare

Medicare Open Enrollment

Medicare & You Handbook Online

Supplements vs Advantage

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Contacting
​Social Security

The Social Security            website,
​   www.socialsecurity.gov,
Is a valuable resource for information about all of Social Security’s programs. At the website you also can: • Apply for retirement, disability, and Medicare benefits; • Review your Social Security Statement; • Get the address of your local Social Security office; • Request a replacement Medicare card; and • Find copies of our publications. Call our toll-free number In addition to using our website, you can call us toll-free at 1-800-772-1213. We treat all calls confidentially. We can answer specific questions from 7 a.m. to 7 p.m., Monday through Friday. Generally, you’ll have a shorter wait time if you call during the week after Tuesday. We can provide information by automated phone service 24 hours a day. If you are deaf or hard of hearing, you may call our TTY number, 1-800-325-0778. We also want to make sure you receive accurate and courteous service. That is why we have a second Social Security representative monitor some telephone calls.

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What is Medicare?

Medicare is our country’s health insurance program for people age 65 or older. People younger than age 65 with certain disabilities or permanent kidney failure also can qualify for Medicare. The program helps with the cost of health care, but it does not cover all medical expenses or the cost of most long-term care. You may buy a Medicare supplement policy (called Medigap) from a private insurance company to cover some of the costs that Medicare does not. Medicare is financed by a portion of the payroll taxes paid by workers and their employers. It also is financed in part by monthly premiums, usually deducted from Social Security checks. The Centers for Medicare & Medicaid Services is the agency in charge of the Medicare program. But you apply for Medicare at Social Security, and we can give you general information about the Medicare program.

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Medicare Cost
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FINALE EXPENSE
BURIAL INSURANCE

Burial Expenses
A tough topic to discuss. Final expenses are the expenses a person acquires at the time of death. This usually includes burial arrangements and medical expenses. The average burial runs around $8,000 - $12,000. This does not include funeral. Funerals as morbid as they may sound can be as expensive as a wedding. It is a gathering of loved ones and depending on where funeral services are held and how many people attend, the average funeral can run around $10,000 - $20,000. Medical expenses are another story and have no cap on how expenses they can turn out to be. 

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